My name is lenny woodard and.i am an ex professional rugby player who has been diagnosed at 45 with early onset of dementia and probable chronic traumatic encephalopathy. (Watch will smiths film "concussion" to get an understanding. I thought I'd look at one star reviews with legal and general and noted people waiting for 3 months being a common theme. Mine is now 14 months, It feels like they are looking for any and every excuse not to pay out. Every time they ask for another bit of information from my medical records which I've freely given I have to go to the back of the queue . Feels like they have already made their decision and just looking for evidence to prove it. The claims handler told me months ago he doubts it will pay out because it's not severe enough yet ! They are probably hoping when it is I forget I've got this cover or it will come to the end of the term. I am one of 400 ex rugby players and many of us had critical illness cover and have been paid out, we have had extensive media coverage due to the age of us and if being alleged we have got these conditions as a result of playing rugby. I've spoken with BBC who want to highlight the battles we are having awauly from the pitch and courts- ive asked BBC to keep off the record but this is so frustrating it appears to be the best way of letting others know this cover isn't worth the paper it's written on .