The measurements we use for production of our gilet ensure that it is amply big enough to fit a size 47" bust over the top off a jersey. We can usually solve fitting issues if you reach out to customer service.
Returns are at the cost of customers - we do not offer free returns as in order to do this we would have to absorb the price into the cost of our garments - this would mean increasing our prices and we don't believe that this is transparent or fair on our customers who are not returning garments.
Our sizing Guru's are available to help with any sizing queries and it's always a good idea to reach out if you are unsure about which size will be best for you.