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Not very helpful, misleading website.
Operator contacted me after i filled out the online application.
I explained that some questions were not clear and that the answers to them would need some further explaining.
I was told that based on the question answers I had provided they would not be able to insure me.
Used a different company who were happy to help me complete the questions on the telephone and after fully explaining my position they provided me with the exact policy I needed.
This leaves the question - why the operator from schofields rudely dismissed me and my application.