If I could give less than 1 star I would. Encouraged my Dad (76 years of age) to take an 8 year investment in the stock market!! At the end of the term it was possible that he may not have made a penny, plus charged him a fee of £2000 for this (which had to be taken THAT DAY as it was the LAST DAY OF THE OFFER). Luckily Dad saw sense and cancelled in the first week but, how strange, the "advisor" who sold him the investment wouldn't return Dad's calls. The Nottingham Building Society, who they are connected with, are just as much, if not more to blame....they were the ones encouraging Dad to meet the "advisor" with no mention of any fees beforehand. I could go on, but we are still waiting for the £2000 fee to be returned!!