The prospect of planning for retirement seemed daunting given that I had a selection of pensions that I had paid into during my working career. I was unsure if there would be any benefit in amalgamating them, but I didn’t know the best way to go about this. I shouldn’t have been concerned because Mark Torrado from Wren Sterling met with me, reviewed all options and provided recommendations. Most importantly for me, he explained everything in terms that I understood. Mark treated me as an individual and I really felt that he had my best interests at heart. I can now see a clear way forward and instead of dreading the future, I feel much more confident. I feel incredibly fortunate to have Mark advising me - he is a great asset to the Wren team.