I signed up to Waggel for my two dogs because of the clarity of the insurance terms and conditions. The website is refreshingly easy to navigate. I also liked that I could decide how much cover my dogs would need for this year and what level of liability I would pay. My plan comes in at less that £20.00 per month currently and I can change this year on year. The discount on my second dog was welcome. Waggel insurance does not cover routine checks and boosters but this is explicitly stated. Looking at other plans you have to wade through to the small print. I have not yet made a claim and hope not to do so, but have the security of knowing my dogs are covered. The free online vet checks are a really welcome bonus.