Unfortunately we will have to cancel. Had to take my dog to the vets within 2 weeks of taking out the insurance as he was vomiting. This cleared up by itself and I only visited the vets due to being nervous as a new dog owner. As I understood the 2 week clause I paid for this visit myself and made no claim. However 3 months later we had another visit to the vets due to a potential bowel blockage and needed hospitalisation, investigations and treatment. Waggel refused to cover the £1800 of vets bills as they said this was linked to the first visit, however much we knew it was unrelated. It's so far been a waste of money in our case and very disappointing. We will now either change to another company or have to save the monthly fee to put towards any future vets fees.