My wife and I had an appointment for a visit from a representative from Town and Country law, He went through all that we asked, explained about the Trust we were thinking of using, was not pressured in any way to take it up. We were looking for Security for our grandchildren and what was offered was piece of mind for their inheritance. The office kept us in the loop at all times, a lot of paperwork which has to be looked at and make sure everything was what we wanted. (Not Them). We will have to make a change later on in the year, new grandchild, was told to ring up there Legal department and they will deal with that and any other problems which may arise