The cheapest quote was from MCE Insurance. I decided to take it, however, when I tried to pay, the price went up by nearly £40. I contacted 'The Bike Insurer' and they didn't want to know. "You'll have to take it up with MCE Insurance", I was told. So, I 'took it up' with MCE Insurance. I gave them the quote reference number they asked for and they denied ever having quoted that figure! I had to send copies of the quote to the MCE girl's personal e-mail before they would believe me. I had to pay the higher price first, then I was promised a refund when "the manager, who isn't in at the moment" had seen the quote off The Bike Insurer and authorised it. So, I waited. Then I waited some more. Then I got a call and it was explained to me that I could have the policy at the quoted price ..... BUT ONLY WITH A £1250 VOLUNTARY EXCESS ! I should have gone with Carole Nash in the first place!