I can't write a review without sounding over the top. But Michael really did save me. I'm not the easiest of people to deal with, numbers scare me and I'm very impatient. Michael remained calm, patient and knowledgeable with me throughout the process and gave me clarity on the situation. He was very understanding and answered all questions/concerns that I had ( I had alot!), explained what was going to happen and what was needed from me. Iv always been embarrassed about my financial situation and never wanted to discuss it with anyone. I felt comfortable with him from the get go which allowed me to be completely open and honest with him about my debts and because of that he was able to get me out of the dark place iv been in. I had all this debt and not enough money coming in to cover it. I didn't think this kind of help was available to me.I will forever be thankful to Archangel Michael (as I now like to call him!) and Scotland Debt Solutions for all your time and help.