The retirement desk team more than earned my 5-star rating. A brilliant service, Concisice, punctual in reply and response throughout and you don't have too much to do other than decide on the options and quotations they provide. (all very well presented with relevant figures and costing)They then take care of everything from that point forward they deal with your existing Pension provider-the provider of your new plan and provide frequent updates on progress. My consultant Lisa Lisa O'Beirne could not have been more helpful. I would recommend the retirement desk to all users with confidence. For all you old-school reading this. "It does exactly what it says on the box" Many thanks Lisa and Co. Best regards Mick Turner