Hello, everyone I am just going to write my appreciation post on this website because they truly deserve it. I have been a client here for over four years and I can gladly say that it is the most reliable and trustworthy insurance I can ever ask for. They pay back my claims so fast and also, I have had no problems in submitting any documents for my past claims. No matter how big or small my claims are, Regency have always helped me the best ways possible in order for me to benefit the most out of my plan. Thank you so so much for helping me at all times and responding so fast to my emails within 24 hours. Will certainly renew my plan next year and will recommend to everyone who is an expat and needs to find a health of life insurance for the long run when moving countries. It is truly the best insurance ever!