As with previous reviews I did not have the best of experiences with this company for the first 2 years - but then along came Mark! I could not be happier with the help and support he has given us. Again as stated in previous reviews nothing was too much trouble, emails responded to promptly often late in the evening and at weekends. Mark went above and beyond to reassure us at every stage of the proceedings. We felt like we had such a bleak future financially but due to the skill and expertise of Mark and the Team we have settled our debts at a fraction of what we owed. Thank you thank you thank you.