Avoid like the plague ! Absolutely rip off merchants ! Charged my 18 yr old daughter £161 to get out of her first learner insurance , then when she missed a payment purely accidentally when she gave birth to my grandson ....they put this whole thing straight into the hands of an Insurance Collection Bureau or debt collectors for short and now has been billed for an extortionate amount of money which she simply cannot afford ! Not once did My Policy contact her in any way shape or form to let her know ....even though she had rung them to tell them what was going on ! Reported them to the financial ombudsmen as this company is fleecing youngsters .....who are unable to pay ! Tossers ! Don’t deserve to be in business and really don’t care what happens to them ! Simply AVOID !!!!!