I financed two cars at the same time, one using my car credit and the other using the one a dealership recommended (black horse). My car credit have made it difficult at every step, asking me to sign all paper work by hand (I don't own a printer) and taking days to come back with any answers or not coming back to me at all. Black horse was all online and funds were sent and arranged in 1 day. I am currently on day 5 with my car credit and the funds are meant to be with the dealership today, however I am not holding my breath looking at other reviews. If you're unsure whether to go for these or the one your dealership is recommending I would 100% recommended steering clear.