Where do I start from... James Carr had been wonderful right from the beginning of the process of applying for a mortgage. As first time buyers, James took his time to help us get the best rates and talked us through the application process. We got a Decision in Principle on the same day and began the application process once we found the house we liked. With his help, we were able to secure a more appropriate mortgage term and he also helped us with the HTB application. The services we received from James and the rest of the team is second to none and would definitely recommend Mortgage Light to anyone who is looking to apply for a mortgage. They are the simply the best!!!