Megan Kearney has helped us with our rate change on our mortgage and she also helped us with adjusting our life/health/mortgage insurance policies. Megan's advice the whole way through was honest, direct and quite clearly in our best interests which definitely builds a strong bond of trust. With our insurance policies she was immediately fighting our corner when our current provider were reluctant in looking into things that we needed, she was on their case trying to get it done and dusted and when it became apparent that they weren't going to be the company for us she found us a new provider who not only met all our needs but also gave us the BEST value for money. The work she does behind the scenes is something not to be underestimated. She's incredibly humble and will play things down but trust me that woman is GRAFTING and she's doing it all for you. Night or day. You're in great hands with her. Would recommend one million percent. There's no doubt in our minds who we will be contacting when our next terms end. Thank you again.