I was paying you a fee of £44 per month, to pay into accounts that were at £0...... and charged by you for almost a year to actually end up " in credit" on two accounts with the Royal Bank of Scotland. Paying your fee to save my own money, when I believed I was paying off DEBT... just doesn't sound right to me. If I hadn't taken matters into my own hands to clear my debts recently, I'd still be paying you now, quite shocking really and dispointing aswell, when I put my financial worries in your hands for quite some time based on the reviews you have on your website, I believed I was in safe hands. I feel very let down.