I recently had the pleasure of working with John Charcol, and I couldn’t be more satisfied with their exceptional service. Raza Akhtar, my dedicated mortgage advisor, truly stood out. Here’s why: Expertise and Guidance: Raza’s knowledge of the mortgage market was not only impressive but also immensely valuable. He patiently guided me through various options, ensuring I made an informed decision. His vigilance in monitoring mortgage rates went above and beyond, securing the most favourable deal for me. Smooth Process Despite Complexities: Despite the complexities—such as my wife not working and my contractor status—Raza made the mortgage application process remarkably smooth. His prompt communication and proactive approach addressed all my concerns. Throughout, we felt reassured and well-informed. Added Security with Mortgage Protection: Raza’s dedication extended beyond the basics. He recommended mortgage protection, assuring additional security for my family. Knowing that our home would be safeguarded in case of unforeseen events provided immense peace of mind. Recommendation: I wholeheartedly recommend John Charcol. Their comprehensive, whole-of-market advice is top-notch. Thank you, Raza, for making a significant difference in our mortgage journey!