I was uncertain as to whether we should get a mortgage or a bridging loan in order to buy a house before we had sold our existing house. I searched on the internet and came across John Charcol - so glad we did contact them. Initially we were contacted by Patrick Collins who talked through our requirements and explored mortgage options. However, it became clear that we couldn't borrow a sufficient amount based on our income, so he suggested he put us in contact with a Bridging Finance expert in John Charcol - Harry Limburn. Harry was just as professional and evaluated our requirements and suggested two bridging finance companies, one of which has provided the necessary funds to purchase our new home. Once we were in the final stages of the loan process, we were supported by Lily Rechert, who liaised with the finance company and our conveyancing solicitor - holding our hands throughout. Throughout, the experience of using John Charcol and in particular Patrick, Harry and Lily, we were treated with respect (no hard selling), professionally advised and supported and we are delighted with the outcome. I superb company that I highly recommend and would certainly use again if I had a need.