£615 cancellation fee although i was missold by brahim... brahim neglected to inform me that the price was before vat.. i had made it very clear to brahim what my budget was, the price he gave was within my budget however he did not tell me that vat would be on top.. i got a nasty surprise when the loan agreement came through with a higher monthly amount than what i had been quoted..i did not sign it, i queried why the monthly cost was £100 more than i had been quoted.. sid said he would listen to the call and if i had not been informed at point of sale about vat they would honour a full refund.. sid did not keep his word and still held me to a cancellation fee because i had signed the quote agreement... complaint was escalated to lisa who did not honour the refund either.. i have escalated the complaint to bvrla... very disappointed and feel like they have taken advantage of my trust! i cancelled within 7 days and should have received a full refund however the said that in the terms and conditions it states that no refund would be given