Avoid! I feel for anyone who didnt read the reviews as I foolishly didnt either. My original premium was £1500, but after a crash which wasnt my fault and where the third party exepted liablility my premium went up another £2300. Oh no thats not the end of it, the cheeky monkeys add another 16% interest of the 2 premiums on top for an admin fee. Scum, When i asked for a breakdown of how they produced the £2300 via email they didnt reply and after numorous phone calls I lost my temper as the people in there office were exposed as they are teenagers who dont know what on earth they were talking about. Avoid its a SCAM!