If I could put -5 stars, I would do so. Wisedriving tricks you to buy their insurance saying that they provide it cheaper than other providers. It might be true for the first year, then it will increase and you will end up paying more than paying directly to an insurance broker. On top of it, when you want to cancel their policy, they ask you to pay ~£200 for cancelling (while on their website, they only state £75 for cancelling fee- which is already high enough). They then try to menace you with credit/debt control and all kind of things to make you pay because they know you don't want your credit score to be affected. I won't let it go easily like this, Wisedriving. If anyone else is also in the same situation as us, please also contact legal service to get them investigated. Hopefully, it will stop their bad practice and help other people to do not fall into their trick.