Not the cheapest but decided to go with them for my wife's car insurance. Trying to complete the form in the payment section but my credit card rejected because my antivirus detected information gathering. Apparently, the RAC is aware of this because they allowed you to click a button to continue - which did not work. The only way to continue was to disable the AV - unbelievable! Then when trying to provide the Direct Debit details of the account we use to pay the insurance it was rejected as the account was not in my Wife's name! Then tried to 'phone the RAC to sort the situation out - only to be told this was a new policy and nothing could be done! Ridiculous behaviour I have been paying this way for years with lots of different companies. So bye-bye RAC I will just take my business to Swinton.