Do not use this company they are robbers we paid in full to insure our 4x4 but 2/3 weeks after taking policy out we decided to sell it .we rang and told them we knew we would lose some money on the policy but not the amount we did it was eye watering plus they were charging us £15 to send the policy out i asked why it cost that much i was given a load of waffle (we did'nt have it posted)When you do ring your waiting ages so i asked if they would ring me back they said yes right away but it took the next day to do it.they have no people skills at all i would never recommend this company to anyone after all its your money so shop around