Came home from work. Puddle of water on my dining table along with white ceiling plaster. Crack halfway across the ceiling. Following heavy rains and winds after the heavy snow we had. On investigation it looked as if the flashing on the roof of the extension had slipped down slightly. We moved it back up and resealed the joins. We think the weight of the snow had dislodged the flashing , as back a couple of months before it was ok because we clean and check thevroof for moss. We phoned L&g to claim for the damage , to be told we can't. Something to do with wind speeds and rain fall. WHY do I pay a fortune for a top cover, NOT to be covered. Not claiming for the roof, just the damage inside. That's what I thought insurance was. I also live in a town with its own micro climate, so the readings for 5 miles away will not always apply. First and last year with this company. Never heard of anything so ridiculous.