After being a Kwik Fit insurance customer for 3 years. I contacted them regarding a change of car and mileage. I moved from a 1.6 to a 1.8, the make and model were the same. More substantially my expected annual mileage had doubled from 10,000 to 20,000miles. Kwik Fit wanted to charge me nearly GBP 300 per month!! The guy on the phone did not have an explanation for this, it was just 'how it is'. I did the right thing and changed insurers and am now paying very similar to what I was previously. I have since received a letter from Kwik Fit informing me that if I do not pay them the GBP owed, (as a result of cancelling the policy early) they will pass on my details to a debt collection agency.