Warning! Please do not use this company. Read the positive reviews and you will quickly see they are ALL from new customers who have successfully applied for insurance and got a great price! Me too! I could easily sign up and I got an almost 'too goog to be true' price. Well... guess what... it was too good to be true. If you ever need to make a claim from this company, well good luck! I paid extra for the emergency cover but when we were burgled the 24 hour line was answered by a generic phone answerinf service who tried to redirect me to igo4. Unfortunately iGo4 were closed and I go the out of hours answer phone. Eventually, hours later, someone did answer and they redirected be to the companies underwriters. They then directed me once more to another company based in Belgium who had no idea who I was and directed me back to the 24 hour helkp line. I would go as far as to say this company is deliberately designed as to make it too difficult for anyone to actually make any sort of claim. I was a customer 2 years ago now and Im still upset enough to write reviews 2 years later because I hate to see more and more customers signing up. Please keep AWAY.