This was a great choice for my daughters first insurance and by far the cheapest quote. We are coming up to a year now and her score is 98 out of 100. Most of the bad reviews for this product are by young men or their mothers claiming their driving is being wrongly represented. Let me assure you, when mummy is not there, those boys are trying to race me at traffic lights, breaking the speed limits, taking corners and braking too fast and driving too much after 10 pm. When mummy asks them about why their insurance is cancelled or their renewal is higher “ It wasn’t me mum, the black box is recording it wrong “ Anyway, just to recap..... if you are a genuinely compliant driver, this insurance is top notch !