Daylight robbery - stay away from Hastings Direct. I was not informed about the black box and app when I purchased insurance online. They customer journey experience is deceitful - I didn't want the black box and they sold me the Smart Miles policy. They have harassed for the last two weeks. They have bombarded me with text messages, emails and letters remind me to keep driving to keep my score high. This is NOT the policy I bought and they pushed it upon me and they are now saying it was my fault. I am left with their extortionate cancellation fee of £45 and £75 outstanding balance. This is after being with them for less than a month. DAYLIGHT ROBBERY. I wouldn't recommend Hastings Direct Insurance to anyone. Pay more elsewhere but have peace of mind - they are robbers!