Horrible insurer, I do not recommend them at all. Don't be fooled by the relatively low premiums - they will charge you with administrative costs at any occasion, whack you with unjustified charges or hiked premium if you need to make any changes, or even cancel your insurance without notice. If you try to get in touch with them, you will find their customer service is unprofessional and unhelpful. Especially if you predict there will be a change in your circumstances (job change, move, start a business etc.) it's best to look to other insurance companies which show some regard to their customers.