Stay away from Halifax home insurance we had roof damage caused by 3 storms in february 2022 we have made over 30 calls and 30 e-mails to person in charge of our claim and gets ignored or never received them even though they are logged on our phones and can be proved she is useless they are refusing to pay as it is ware & tare according to there contractor who never went on it only walked around the house with a camera on a pole and never went on the roof even though it s a flat roof on the extension. We were told to get 2 estimates we did this and both quotes were around £5500 and the guys found the problem straight away but still they say they are not paying got a copy of there contractors reports and they say the roof looks good but getting old the problem is not the roof but the side of the house where the storm hit it hard with winds over 60mph and has lifted the whole side which is allowing the rain water, snow and wind under the roof and inside the house we have to have the kitchen ceiling hall ceiling and bedroom ceiling replaced as well. The customer services are useless they hang up if they can't answer your questions and are not interested to cut a long story short we have had to go to the ombudsman as we are fed up of being lied too. Avoid and save your money