Disgraceful way to treat young drivers with the hidden small print to catch them out with cancellation fees when they pass their test. At a time when people have little money it’s typical to see an insurance company set out to rip people off. My daughter passed her test and forgot to cancel policy on the car she learned on. She wasn’t using the policy after he pass date and the policy ran its course of the full year. Even with that the company charged her £40 to cancel a policy that had run its full year and ended. Hidden tax in an impossible to understand small print. Shame on you Collingwood.