Last year a third party reversed into me. Some how that got turned round to me reversing into a third part my car was stationary and i was not in it. They increased my premium by 100% while my cohorts increases were 16%. This year just gone I hit a rock I could not see in a very poorly lit hotel carpark. They decided very quickly it was my fault even though the images they returned to me were corrupted and they could not have seen the rock. Increased premium to just over £1050. Last year they claimed I had no legal assistance , this year they have ignored requests to use legal assistance, ignored . If it goes on at this rate my insurance in 11 years time will be around a million. I don’t think I could afford that triple lock on my pension won’t stretch that far. Sort of irrelevant don’t think they will be in business then.