Carrot Insurance do come up competitively on comparison sites. They fit a telematics box to the car and then score you on your driving. This is where it all goes bad. To say they are unrealistic and over zealous in the way they apply their scores is an understatement. Constant warnings from them about smoothness mostly. Cars do not float! They have to negotiate traffic, traffic lights, speed bumps yet all of these things pull down your smoothness score! Living in a large town means invariably stopping and starting and negotiating all of the aforementioned hazards. While you are doing this, you are being marked down. In the end after receiving yet another email threatening to cancel because smoothness was negative, we cancelled on them. Rather that, than forever have to declare you had insurance cancelled on you. Also issues with recording speeds and especially bad matching between the actual speed limit and what it thinks is the speed limit. In theory a good idea, but badly implemented and poorly managed by them. A lot of people saying they are just out to attract as many people as possible and then cancel on people keeping their premiums. How long will it be before Carrot appear on Rogue Traders?