If you ever want to cancel your insurance with Bradford and Bingley do it through your bank and block their number from your phone. They will embark on a campaign of harassment using many different phone numbers but that’s ok. Just keep blocking them. Ignore their letters. It’s their own fault for making it nigh on impossible to cancel insurance online, through their website or email and even through their phone number. They deserve the chargeback. And they won’t be getting a penny from me. My only regret is not using a premium number for my contact number because I’d probably have made a tidy profit by now.