Don't bother ringing them they never answer ! My 92 year old father had a claim in November 17 and was emailed in December to be told the claim was settled and now closed. In July 18 a firm of solicitors wrote to him saying axis had not settled the claim with the co -op ( the other drivers insurers ). Therefore could he send them a cheque for £2358.60. It really distressed and upset him, as he always paid in full and thought it was resolved. Have tried ring 3 times in 2 days and been on hol 27, 33 and 39 minutes without being answered the last call being cut off because it was six o clock . What a way to treat your paying customers . Wouldn't recommend them 0 out of 10 .