It is the worst insurance company I ever dealt with. We bought an insurance plan, but unfortunately our vacation was cancelled, because of our outgoing flights being cancelled by airlines. Axa denied our claim stating we were unable to go on your trip due to travel restrictions for unvaccinated travelers. That is not the main reason why we didn’t go. MAIN reason was because our flight TO Brazil was cancelled meaning we could not go and hence would not be able to make our flight back for which we made a claim. That should be covered under trip interruption, but axa is not helpful and we are $3k out of pocket having useless insurance! DO NOT BUY you are throwing money away, again do not buy anything from them!