First time I’ve used Future Proof for joint life cover for my wife and me and I must say the service was exemplary from start to finish. We had previous policies with two different firms and wanted to do a joint cover for us both, spoke to Thomas who was very knowledgeable and knew his products, we narrowed it down to a choice of top 3 providers and went ahead with the best quote and cover for us. The quote price that Thomas had given to me was very competitive and I could not have got it cheaper through comparison sites or through contacting the companies direct with there promo gift cards and what not. I highly recommend Future proof and Thomas and his team and I will be using them again in the future. Thanks again Thomas Best regards Mr S Tateri