eBay is a money-grabbing website which hides behind the scam of we are just trying to do the best for the customer and sellers when In fact they couldn't care less all they want is the money, payment holds are just another way ebay has run this scam hold on to your money while is sits in their bank account earning them interest and when ebay is done playing with it you might just get your money. you can tell ebay doesn't care by reporting listings of dodgy little sellers who ebay just lets the listing run because they want the money YOU SUCK EBAY LOVE RIPPING YOU OFF FOR FEE's WHEN I GET THE CHANCE