I am in my early 40's and been putting it off to get life insurance because of the hassle. I had seen a Cover Direct ad so I checked the reviews and was surprised to see such positive reviews. I scheduled a call back. The phone call was very professional, the agent I spoke with was incredibly kind and very informative. I felt comfortable asking questions to get more clarity. The process wasn't too long and I was able to get a policy that worked for me and my family. I feel rest assured knowing my family would be taken care of once I pass on. I highly recommend Cover Direct.