I had the privilege of being introduced via my accountant and I have not been disappointed. Honest, reliable, and helpful. They can advise and help in situations others would refuse. Bad credit / intermittent income is not an obstacle yet everything is above board. If you have obstacles to overcome they will patiently see you through - it may not be overnight but they will keep pursuing on your behalf to get the very best options for you and your situation. Easy to reach, easy to research for validification of financial adherence and welcoming. I am in the midst of almost completing and I will be very thankful upon exchange! So they will get another star when I have completed! Kind regards to all