Two years of money worries, threatening letters and stress causing health issues, I knew I had to do something I gave care about money a call and within half an hour I was talking to an advisor. Who was understanding caring and above all non judgemental . I had to face my problems head on and go through my finances but they helped all the way. It was like baby steps with them holding my hand and reassuring. Now I feel I can live again not worry about letters or threats someone was going to knock on my door. I had a great satisfaction of destroying my cards opening a new bank account . It felt like a new start and a lesson learnt even at my age . If you have any doubts push them aside and give care about money a call