Joe
This is my second time selling with Card Yard and unfortunately I was a victim of fraud using their service the second time round. I listed a £50 Amazon voucher which was sold almost immediately. Unfortunately however, Card Yard contacted me once purchased stating the buyer reported the voucher as already redeemed. This was impossible as I had only scratched off and revealed the card number to list on Card Yard (nobody else had access to this information). I challenged Card Yard on this stating that surely they had checked the balance of the card before selling on (as stated as one of their due diligence checks on their website), therefore proving the card was only redeemed after purchase. They responded they don’t carry this out for Amazon vouchers, as once redeemed you can’t sell them on (this makes you wonder why they allow the selling of Amazon vouchers in the first place when the seller is wide open to fraudulent purchases). They claimed the buyer had sent them proof the card had not been redeemed against their account (presumably using a screenshot of the email used to purchase the card), equally they have no evidence to show the buyer hadn’t simply used the card elsewhere on another account, claimed it was redeemed and then asked for their money back. There is literally nothing in place to stop buyers purchasing Amazon vouchers, redeeming them against a friend’s account, sending a screenshot of their own account (showing nothing has been redeemed) and then asking Card Yard for their money back - leaving you without your voucher or your money. Card Yard were no help at all, and just said “contact Amazon”. Amazon won’t refund the money even if you still have the card, packaging etc. unless you have the original store receipt (but why would you if you have been gifted a voucher?) and in the interests of GDPR, will not disclose the email address it has been redeemed against. So I’ve effectively lost £50 using Card Yard’s service, which I was drawn to in the hopes their platform was secure and had appropriate seller protection in place. Unfortunately however, in the instance of Amazon vouchers, there is no seller protection in place, and Card Yard are effectively relying on the goodwill of buyers to not redeem your card elsewhere and claiming it’s already used. Therefore these vulnerabilities make it no safer than eBay, Gumtree etc. so don’t be fooled. Any fraudsters out there hoping to make easy, unchallenged money - this is it!
2 years ago
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