I bought nearly a hundred cards from Cardyard and their service and customer service is good - BUT what you are not told is that some individuals sell the card and then go on to use it, so you may have a nasty surprise when you learn that the value of the card has disappeared. It happened to me last week in Morrisons as the balance of the card had vanished (and to make things worse Morrisons do not show which gift card you have used, e.g. the last four digits) so I had to email Morrisons and ask for the detail of the expenditure, then contact Cardyard and provide my details... Not sure this is worth the savings (at least with Morrisons. With Amazon, at least, you can apply the balance to your account immediately). So, Buyer Beware...