Money transfers. I just wanted to write this review for people like me who are by nature cautious… I first heard of A place in the Sun Currency Ltd through looking on A place in the Sun’s website and I ticked a “would like more info on currencies”. I then was contacted by Luke Dyson from A Place in the Sun Currency Ltd. Luke has been great throughout, extremely patient and knowledgeable on the subject, I have fired at him many questions and have been dithering about going ahead or not with my transactions (in my case I had euros to convert back into sterling, and to me it was a lot of money which I did not want to lose by entrusting the wrong company with it…) and Luke was always at the end of the phone for advice and was never pushy at all. The company is fully FCA regulated -firm reference number 790769, and I have checked this, it is correct. When you send them the currencies it is held with all their clients’ funds in segregated accounts. I followed the FCA advice and contacted A place in the sun Currency Ltd through the FCA registered details and asked further confirmation about the protection I would get and got a reply straight away from the Director, Robin Haynes (also mentioned on the FCA website). One point I would make is that if the firm becomes insolvent The Financial Services Compensation Scheme does not cover payment services or e-money payment services, hence why all funds are held in Safeguarded accounts and are legally ringfenced from the business assets and would be returned to the clients in the event of any trading difficulties. I made about 3 transfers in all and although the first one took 24h (I think on large amounts it is all checked – I had to send confirmation of where the funds were coming from for money laundering purposes) all the other transfers happened on the same day. As for costs they take a very small percentage from the interbank exchange rate and this is done to cover the costs of running this service, so you will know at time of making the decision how much converted funds you will get – they email you a currency order. Another plus is that you can “reserve” X amount at that day’s rate and only transfer the money to them a few days later, about 48hours. I was not charged anything else, but always check prior as this could be different for different currencies transactions but in my case Euro into Pounds I had no hidden charges. I hope this helps I would have no hesitation in recommending them and will definitely use A Place in the Sun Currency Ltd again.