One does not get a proper online quote, all is only verbal and lost if you need to call them back. The 1st time I spoken to them the man was very pleasant, he told me he would call me back on Monday but there was no call and when I called them back they had no records of the quote I was given and the lady was obviously reading her telephone instructions, not friendly and too fast speaking. So I told her and she continuously repeated she did not knew what I meant. What I mean dear is that you give verbal quotes with no follow up so one wonders about trusting you.