Absolute Robdogs! My husband insured with these even though I told him of my family experience. He thought they were ok until he cancelled the policy due to selling the vehicle when they've charged him the policy for the rest of the year even though it was only renewed in January, just 4 months ago. HERE IS A WARNING TO ALL- They claim to be EXPERTS in kit cars, modified cars, motorcycles, trikes, plus every motor manufacturer... they're only EXPERTS in ripping people off! If you want a policy just so you are legal, ok fine BUT don't ever expect to make a successful claim and if you cancel, it makes no difference, you'll still have to pay. A family member after a no fault accident was well over a year awaiting a payment. He was actually shocked when it came through as was so long, he'd pushed it from his mind. Even then it was a pittance and for nothing like what his kit car had been worth and not for injuries sustained or time off work. They just didn't fight to get him what he should have got. They're absolutely disgusting. AVOID AT ALL COSTS! Should you be considering using them, read these online reviews! Those people who are happy are those who haven't tried to make a claim or cancel, that's when you truly find out an insurance company's worth. Yes Flux make it easy to take out a policy because they've got you by the short and curlies then. Please don't give them your well earned money!