Beware of the hidden charges. I insured my daughter as a learner driver from the date of her 17th birthday on the understanding that when she passed her test the policy needed to be updated to be a full UK license holder. I thought this would give her 12 months no claims discount by her 18th birthday....... wrong. She passed first time within 6 months into her policy, so I phoned to update the policy as discussed. Wrong again. The existing policy had to be cancelled and a new policy started from day one. Not only that, I was told the cancellation charges meant I had £7 to roll over from my initial £330 annual payment which I had paid in full. To add insult to injury, the new start up also meant there would be no account for any no claims discount earned from the existing policy because it hadn't run it's full term. My advice is pass your test on the day the policy runs out. Absolute robbery.