I only used Flux last year because they were the only company who'd accept my Spanish NCB but, they charged me DOUBLE for that service. When my policy came for renewal, their email said "We've found the most competitive quote" but it was still over DOUBLE what I've been quoted. Also their email says they're going to take the money automatically. I sent two emails telling them not to but both ignored. Had to call to get response and the guy said, "oh, how much have you been quoted?" I told him to just give me their best quote to which he said, oh we don't work that way! I will NEVER use this company again! I also asked for an email to confirm they wouldn't take any funds at the end of the current policy.